These three come up constantly once people start looking past Splitwise. They are all competent, and they differ less in features than in where each one asks you to pay.
Tricount
The most frictionless of the three for a single trip: free, works offline, and can hand out a link to the expense list so people at least see the numbers without installing anything. Export is basic, and it is app-only — no full web version.
Settle Up
The best fit for expenses that keep running — a shared flat, a couple, a recurring group. It has a genuine web version, which none of the others match. The catch is that the features people most want from it, receipt scanning and export, sit behind the paid tier.
Splid
The strongest currency support of the three, around 150 of them, plus Excel and PDF export — the natural pick for long multi-country trips. Its free tier allows a single active list, so a second simultaneous trip means paying.
The limitation all three share
Everyone who wants to add an expense has to install the app. For a shared flat that is fine — you set it up once. For one dinner with six people it is the reason the group quietly goes back to a chat thread and mental arithmetic.
A web service that works from a link avoids this: one person creates the group, everyone else opens a URL. See which bill-splitting app to choose in 2026.
Prices and limits change — check the store listing before subscribing. Paying for a foreign subscription with a Russian card is a common obstacle for all three.
Frequently asked questions
Which is better?
Tricount for one-off trips, Settle Up for ongoing use, Splid for currencies.
Does everyone need the app?
Yes, for all three, if they want to add expenses themselves.
Or skip the install entirely
Create a group, share the link, everyone adds expenses. Free, no sign-up.
Create Free Group 🚀