How to Create a Money Collection in Sber, T-Bank, VTB and Alfa-Bank

Step-by-step paths in each banking app, who can pay into the collection, where the money lands — and what no bank collection does for the organiser.

Published: October 27, 2026

All four big Russian banks let you create a collection and send one link to the group chat. They differ in who can pay and where the money goes.

Short answer: if the chat uses different banks, pick T-Bank or VTB — their links accept any Russian card and the money goes to a separate account. Sber’s collection is convenient when everyone is a Sber customer. Whatever you choose, the bank shows only incoming payments; spending and the balance have to be tracked elsewhere.

The four banks compared

Bank	Where in the app	Who can pay
T-Bank	Showcase → All services → Collect money	Any bank, via link or QR
VTB	Payments → Transfer → Money collection	Cards of any Russian bank
Sber	Inside Dialogues	Sber customers (per descriptions of the service)
Alfa-Bank	The “Sobiralka” service in the app	Check in the app

Menu paths change with app updates. If a step is missing, search the app for «collection».

What a bank collection does not do

It answers «what came in». The chat asks three other things: who has not paid, how much has been spent and what is left. In DeliBabki contributions and purchases live in one group, the balance is computed for you and the history exports to Excel. DeliBabki does not process payments — the money still goes through your bank.

Frequently asked questions

How do you create a collection in T-Bank?

In the app: Showcase → All services → Collect money, pick a category, optionally set a target and tap Create. On the website: Payments → Actions → Request money → Public collection. The bank opens a separate savings account and gives you a link and a QR code that customers of any bank can pay through.

How do you create a collection in VTB?

In VTB Online: Payments → Transfer → Money collection. Enter a name, an end date, the amount per person and optionally a total, then share the link. Cards of any Russian bank can pay, and the organiser sees who sent what.

And in Sber?

In SberBank Online a collection lives inside the Dialogues chat: create a shared collection, set the goal and amount, and invite participants. According to descriptions of the service, only Sber customers with the app can contribute, and the money lands on the organiser’s card.

Does the organiser see who paid?

Yes — that is the main advantage over a plain card transfer. But a bank only shows incoming payments: what has been bought, what is left and who paid less are still on the organiser.

Collected, spent, left

The three numbers the chat asks about — computed for you in one shared group.

Create a group